FINANCE COMMITTEE MEETING

 

NOVEMBER 27, 2006

 

The meeting was called to order by Chairman Burke at 7:32 p.m.

 

MEMBERS PRESENT:  David Burke, John Gore, Dan Fogt

 

OTHERS PRESENT:  Mayor Kruse, Kathy House, John Morehart, Tracie Davies, Phil Roush, Ed Mullady, Gary Little, Lloyd Baker

 

AGENDA:

 

Ø     Water Rate Increase

 

Mr. Gore began by stating for the record the figure of $3M that he quoted at the last City Council meeting that the Mayor disputed in his Letter to the Editor was given to him by Mr. John  Morehart, City Finance Director.  Mr. Morehart confirmed that he gave Mr. Gore that figure.  Mayor Kruse stated he was not disputing that amount, he was making the statement that he believed it should not be considered surplus, but prudent reserves.  Mr. Gore recalled that the Mayor did challenge his statement at the meeting when he called it surplus by saying he’d rather refer to it as reserves.  Mr. Gore wanted to clarify where he got the figure that he used in his comments.  Mayor Kruse stated he was not challenging the newspaper aside from them drawing the conclusion that he was not keeping a campaign promise by raising the rates as opposed to (did not end sentence). 

 

Mr. Burke noted that Administration presented the Committee with a presentation that was given to City Council in December 2005.

 

The Mayor commented that everything that was discussed at the last Council meeting with respect to water rate increases was discussed at this December 7, 2005 meeting.  Administration and Council collectively commissioned this study so that we would have a Wastewater Master Plan that would support #1. Things that needed to be done and 2#. What needed to be done to finance those things.  The Study gave three alternatives and Alternative 2 was the one that Council had elected to go with at that time.  Administration had asked that Council pass increases for multiple years.  At the time, Council did not want to do that, but only wanted to do it for one year, using Alternative 2.  Subsequently, Alternative 2 being 5% at that time, indicated that we would need 8% on future years.  At a subsequent Council meeting, Council addressed the issue of rates, and passed 5% unanimously knowing full well that the result of that was going to be 8% proposals for the following years.  He continued by saying he felt it was an improper co-mingling of funds to try to mitigate rates increases through transferring General Fund money to the Water.  In an analysis since then, if the City would make all the capital improvements and do all the things necessary that Council is well aware of between now and the end of 2008, the General Fund would be totally broke, and we would not have completed all the projects needed to be done.  He vigorously opposed any transfer of that nature.  On the flip side, in the study presentation given last year, it demonstrated that we need to build the reservoir that’s been discussed for many years.  The rate increases are needed for the debt services to finance that.  The presentation also showed that the City was doing everything to mitigate the impact on the public as far rate increases by doing things such as in the first three years of the debt for construction of the reservoir, City would only make interest payments as opposed to interest and principal and wouldn’t start the principal until year 2010, which would allow us to look at a little less in terms of future rate increases because of growth we might anticipate in that period of time.  If we don’t have a rate structure that will support borrowing for the reservoir, the Mayor will not borrow the money on behalf of the City without knowing we have revenue stream to pay it back.  It’s also important to note that when the land was purchased for the reservoir in 1998, it was estimated the cost of building that reservoir was $12/13M.  Today the cost of building that same reservoir is in excess of $22M.  The longer we put it off, the more impact it’s going to be on the public in terms of rate increase to handle the debt service.  He urged Council to look at this with a very close eye.  Secondly, in terms of the operation of the WWTP, operation and maintenance expenditures, one of the things City has been doing is not spending money just because it’s budgeted.  In Water over the last three years, the actual spent at the end of the year compared to budget has been anywhere from $350,000 to $550,000 under what was actually budgeted.  It is the Mayor’s intent if money were transferred from the General Fund to a line item, to veto that out of the budget.  As far as passage of any rate increases, that’s not within his bailiwick, it’s clearly within Council’s prerogative and he will live with that.  He wants to be sure everyone understands what the ramifications of not passing the appropriate rate increases, whatever they may be.

 

Referring to a handout, Mr. Gore asked about the carryover of $415,000 in 2003 in the Water Fund and if it became a part of the budgeted $4.3M in 2004.  Response was no.  Mr. Gore asked what happened to it?   The following year the projected needs were $4.3M and $3,758,000 was spent, which is approximately $550,000, then the following year approximately $621,000, so that’s basically $1.5M.  That became reserves in the Water Fund.  Mr. Morehart agreed.  Mr. Gore was unsure of the number projected for the reserve for 2006.  He asked if that’s the case and you’re looking at $22M, an 8% increase would generate approximately $400,000 in additional revenue, which is basically one year’s good management.  He commented that 5% will cause a $150,000 shortfall on the projected $400,000 additional revenue, so it would be a $250,000 increase in revenue.  What impact would that have, other than building up reserves? 

 

Mr. Morehart said John Mastraccio of Malcolm Pirnie ran some scenarios on rates so he explained three scenarios.

 

Mayor Kruse stated this year’s budget shows $7M.  Part of that being $2.7M of debt service which is about $2M more than what we’ve had in previous years.  The reserves that we’ve got at the very least are going to be utilized in maintaining that debt service that we have to make payment on this year. 

 

Mr. Morehart explained the reason the debt service is higher is because of the County debt.  If you discount that, you are still looking at a budget of $5M, which includes the normal debt service that was budgeted for 2007.  The budget is increased because of the increased debt service that we must pay when we roll the County bill and begin paying it down with revenue from the tap fees from the County.  City absorbed $4M in debt, $2M for the wastewater and $2M for water.  Mr. Gore asked for the increased revenue from that debt service, the additional services we picked up from the County.  On the Water side was a slight increase because prior to 2006, City was receiving revenue from the County because of the bulk water purchases.  A slight increase was seen this year from previous years.  There was an opposite effect on the wastewater side.  That’s already built into the financial number prior to 2006.

 

Scenario #1.  5% rate increase for 2007 and 2008 with rate revenue increase required would result in suggested increase in 2009 and 2010 of 11-1/2% and 11.4%.  These are with the same numbers Malcolm Pirnie utilized in the Water Master Plan.

 

Scenario #2.  6% rate increase for 2007 and 2008 would result in rate increases of 10.3% for years 2009 and 2010.

 

Scenario #3. 7% increase for 2007 and 2008 would result in a rate increase in 2009 and 2010 of 9.1% each year.

 

Mr. Gore asked if there was any way to know what percentage of the residents in Marysville are not required to pay personal income tax.  Mr. Morehart responded no, not without additional research.  He has no database with that information.

 

Mayor Kruse said he gets nervous about looking at these rates and asking what the impact is on senior citizens.  He is a senior citizen and is fully capable of paying his water bills.  He feels a substantial number of elderly in this community have the ability to pay their bill.  He’s not sure that’s where the hardship actually ends up.  Younger people with young families may be the issue when you are looking at impact.  You impact a greater number of people and maybe harder, when it comes to that group.  This is observation only; he has no data to substantiate that.  Mr. Gore expressed concern for the elderly due to increased medication costs, plus additional costs on utility bills, etc.  These people live on a fixed income. 

 

Mayor Kruse noted that Columbus gives credit to people who are at or below the poverty line.  He also noted that even though credit is given, somebody has to pay the bill.  With every credit given, someone else is going to pay more than what they would have in an across-the-board scenario.   Mr. Fogt stated Columbus gives a 50% credit to anyone who qualifies for a State or Federal Assistance Program such as HEAP, Homestead, Medicaid and other State and Federal Low Income Programs. 

 

Mr. Gore said it’s always said with a rate increase, that growth needs to pay for itself, but every time there is an increase, a need to expand, we go back to the people who have been here for 20/25 years and increase their rates along with the new people in the new development.  He noted the Mayor does not want to touch the General Fund but the General Fund probably crosses more of a segment of everyone, even the non-residents of this community, the ones that work in the community but don’t benefit from our services.  At least that helps pay for some of the expansion and some of the needs, which relieves some of the burden from those residents who have lived here all of their lives.  Mr. Gore is supportive of the reservoir and the wastewater treatment plant.  He’s just trying to find a way to stop the bleeding for the folks who have lived here and continue to pay for the new houses being built in Mill Valley, Green Pastures, etc.  He looks at the General Fund and sees some of that revenue source coming from people that don’t even receive the services. 

 

Mayor Kruse stated the ramifications from using the General Fund.  City has been able to manage the General Fund well enough with the increased growth we’re experiencing to cover the cost to operate things like Police and Fire, Street Department, etc.  The cost of those is going up every year.  Without the growth that we’ve had, particularly the industrial and commercial growth, City would be looking at some other source of revenue at this point to try and fund that.  City is making the new development pay in the water and sewer system by increasing the capacity charges.  These capacity charges have to have a direct relationship with the cost of replacing the capacity they’re using.  At the point it doesn’t do that and you can’t substantiate that it does, these are no longer fees; these become taxes.  They’re capable of being challenged in court and to pass the tax increases, you have to go to the vote of the people.  The study is done and we have the documentation to back up the increases.  We cannot go any larger at this point.  Mr. Burke’s proposal for indexing future charges, particularly in the rate area, makes a lot of sense because it will be tied to some type of regular increase in something to keep the City on track.   What we’re doing now is making up for the sins of past Councils. 

 

Mr. Fogt is taking a different approach by reducing spending.  He noted the City wants to buy a new semi.  The cost is budgeted for a new semi, but the City is going to try to find a good, used one at less money.  That could possibly mean $80,000 vs. $138,000.  Ms. Davies said she budgets for a worse-case scenario.  $1.4M was approved for 2006 Capital Budget; to date have only spent $228,000.  Mr. Fogt noted a 5% increase would mean finding $150,000.  He noted the possibility of saving $50,000 for buying a used semi.  There may be other places where we could come up with the other $100,000. 

 

Mayor doubted Mr. Fogt’s proposal would solve the problem of having the debt service to build the reservoir.  If you save enough money that way, where we can take a 5% rate increase and come up with savings that would generate the difference between a 5% and 8% increase and you do that every year, he will have to demonstrate to bond underwriters that the City will be able to come up with that money every year to come up with the debt service on those notes.  Assume that you can’t come up with that the 2nd year, you only had a 5% actual rate increase, to make it the second year, you’ll have to come up with the  8% plus 3% that wasn’t passed this year plus probably another ½ to 1% that we loose on the compounding of the money from year to year.  The City could potentially have a 12% rate increase in the second year. 

 

Mr. Morehart distributed a sheet showing the dollar impact on different rate increases and also what the implications are if you have a 5% increase in year one and what is needed in year two to equate to an 8% increase.  If you have an 8% rate increase in 2007 on 700 c.f., the annual cost is $656.76 compared to a 5% increase, the annual increase is $638.52 which equates to a monthly reduction of $1.52 per month.  A 5% increase in 2007 vs. an 8% in 2008 losing the compounding affect in the second year has an impact on the total rate as far as the revenue realized in year 2.  To get back to where we are with an 8% per year 2007/2008 and the other 5% increase in 2007, what is the expected rate we would need to get pretty close to where we would be if we had an 8% increase in 2007 and 2008.  We’re looking at in excess of 11% in year two just to get us back to where we would have been if we’d had an 8% increase in 2007/2008. 

 

Mr. Morehart distributed another handout which states where the General Fund is now and where it will be in the future.  Showed the forecast 2007 budget.  Included in the out years beginning 2008 to 2013, are regular O&M expenditure increases in the range of 3-4%, some employee benefits, medical, etc. that are a little higher than that. Also included in the out years are expected capital needs.  This is generated from the Department/ Division heads.  As early as 2008, the reserves are less than the $1.5M threshold number that the City tries to maintain in the General Fund.  As early as 2009, the General Fund is out of money.  To interact another obligation as far as funding Enterprise Funds, that would be on top of the numbers here.  The capital numbers are basically all the capital

needs that are projected in the General Fund.

 

Mayor Kruse stated there is big unknown in the budget this coming year on the General Fund.  Collective Bargaining will take place with Police and Fire.  If we get a wage settlement that exceeds the 3% that was put in for all the other City employees through a binding arbitration, there will be major difficulties in the General Fund if we don’t have some reserves to work with.  The rest of the City is going to want the same increases that Police and Fire get.  He suggested being very careful with the prudent reserves.

 

Mr. Fogt asked if the track hoe is owned exclusively by Water.  Ms. Davies said yes, and Water uses it the most, but it is used by Streets and Stormwater at times.  Mr. Fogt asked if Water Department gets credit for any money when other departments use it?  Response was no. 

 

Mayor Kruse said oil has a major impact on the cost of operating water treatment. 

 

Mr. Fogt asked if it was possible with the housing market slowing down, that the Assistant City Engineer could oversee construction of the reservoir instead of hiring a part-time person for that job.  Mr. Roush stated no.  The Asst. City Engineer will be busy with the Water Reclamation Facility.  Ms. Davies said an outside firm will be hired for the reservoir, but we need someone internally to help coordinate the project.  That person would work about 30 hours a week on an as-needed basis. 

 

Mr. Burke stated the current facility right now is rated at 3.17 MGD.  Ms. Davies said City just got approval from Ohio EPA to start a study to re-rate the plant at 4.33 MGD.  Mr. Burke stated the reservoir will satisfy over 1.32 billion gallons of water and with the current expansion with the rate increases will be 7.5 million gallons., which will handle the City until the projected future demand YR2013.  Ms. Davies said dependent on this particular company that may or may not  (inaudible).  Study was not based on this project or the figures from Jerome Village.  Mr. Burke said this is a $17M water treatment facility with an expected life to reach peak capacity again at less than 10 years.   He confirmed that the rate increases will satisfy that $17M debt.  Mr. Morehart said the cost is more than $17M, it’s $33/34M.  Will finance it for minimum 20 years, possibly 30 years.  Mr. Burke asked for a projected breakdown or number the debt would be satisfied through taps. The City costs and developer costs would indicate that the rates are set up to expect the developers to pay a large portion of all those future projects costs, not the current projects.  The total $105M is the entire build-out for the next 20 years. 

 

Mr. Fogt referred to an article from the Columbus Dispatch.  Columbus rates are going up 15%.  The current water rates went up 1.83% this current year plus another 15% on top of that.  It is an increase of $4.82 for 700 c.f. of water.  8% of the current Marysville rate is $4.06 per month per 700 c.f. 

 

Mayor Kruse stated Columbus subsidizes their water and sewer rates out of the General Fund, but they have an income tax that is substantially higher than Marysville.  Marysville’s philosophy is people who use, are the people who should pay.

 

Mr. Gore questioned Administration having to come back to Council for an additional $818,000 in unencumbered funds.  Ms. Davies stated the reason why they have to do that is because that specific project was not listed in the budget.  You can’t spend it if it’s not listed in the budget.  Ms. House stated some of the appropriations that came before Council were for items cut out of the budget that were originally proposed by the Departments.  The amount of reserves was not known at that time.  Once Administration saw the solvency of the reserves, the appropriations were brought forward.

 

Mr. Gore had no comments on the budget.  He’ll get his amendments ready.

 

Mr. Burke agreed with Mr. Gore.  He feels $1.5M is low for unencumbered.  It should be $2M.  If he was going to use those funds, would rather see them used for non-borrowings.  If we’re going to pave, let’s use it.  If we’re going to use the same logic we do on rates of compounding, then we should do the same thing for the taxpayers on those kinds of improvements so we don’t pay interest and can turn around and fund other capital projects with what would have been interest payments. He pointed out for $1M in paving, you end up paying $1.2M over the five-year period.  That .2 could buy the truck the City is looking for.

 

Mayor Kruse stated $1.5M in reserves would allow the City to operate at the same level for about a year if Scotts would happen to up and close their doors. 

 

Meeting adjourned at 8:42 p.m.